Credit Diva Blog

When confronted with an opportunity that seems too good to be true, it is easy to have doubts and get to searching the internet to find the “catch.” Authorized user tradelines are one of these such instances.

Purchasing authorized tradelines allows a person to add length to his or her credit

Why You May Need Credit Repair Services

Life’s big moments require planning. Going to college, buying a home or a new car, starting your own business - smart people do not just jump blindly into these big life events. A lot of research and planning is involved in any considerable financial

Building Credit the Right Way

Bad credit closes doors, great credit opens them: but what if you have no credit? Do you not get a door at all? Graduates, millennials, and divorcees whose spouses handled all the credit building payments are only some of the people who might not have a credit history.

Here’s How We Can Help

Credit repair is the process of fixing poor and subprime credit scores so they can become acceptable, good, or excellent (super prime). A credit repair service helps a person who has poor credit by using their expertise to communicate with the credit bureaus, coach good

If you have been reading the Credit Diva of Dallas blog, then you know that it is very expensive to have poor credit. The interest rates, additional fees, and lost opportunities add up to thousands of dollars a year. Is the opposite true? Can good credit earn you money? It depends on how you use

Credit card debt can quickly spiral out of control, ruining your credit and limiting your options. Once you’ve found yourself with thousands of dollars in credit card debt, it might seem like an impossible task to pay off the cards while also providing for your other expenses.

Certain credit cards provide great perks for power users who have figured out the tricks to getting the most from their cards. Perks can range from free airline miles to points and cash back offers. These benefits can add up, and if the cards are used correctly, they will add positive history to

We’ve all been there. Disaster strikes and you need cash, fast. PayDay loans charge on average 400% APR, and quickly spiral out of control and become too expensive and hard to repay. So what do you do? Many Americans opt to borrow from their 401k.

If you are trying to build your credit, or fix a low credit score, you might be wondering whether paying rent will help your credit score. Rent is a crucial payment every month after all, so shouldn’t it count?

Whether you want to admit it or not, your credit score can have a significant impact on your life. We live in a world where we are dependent on credit to make purchases as well as decisions. Don't believe it?