If you have a child heading to college, it would be wise to familiarize yourself with Parent PLUS Student Loans. These financial instruments may be a great help to you as you struggle to pay for your child’s education, but they may also cause unexpected financial troubles. When dealing with these
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We’ve all been there: You take your items to the department store counter and, while ringing them up, the clerk asks if you would like to save 25% off of today’s purchase by signing up for their credit card. It may seem like a good idea at the time. You save on your current purchase, they may offer
These things are secretly costing you.
How often do you examine your credit card statements for hidden charges? In the digital era, many of us may not even review our statements at all. The truth is that there could be some surprises there in the form of fees that could be costing you hundreds of
We've all been there: the end of a long week at work, your child is sick, and you forget to pay your phone bill. What's that going to do to your credit score? If your payments are a few days or even weeks late, your phone provider probably won't report the missed amount to the credit bureaus as
Millennials are avoiding credit cards compared to older generations. Only one in three carry a credit card, which is about half as many as the older generations, preferring cash or debit cards. This shift in behavior is a result of the recession. Millennials were beginning careers or finishing
Millennials have been accused of killing every major industry out there, but they’re using their abilities to create new businesses in their place. With the prevalence of the internet, freelance workers account for 35% of the US workforce. So if you’ve got the next million dollar business idea,
If you’re struggling with poor credit, your expenses are higher than you pay if you repair your credit. You’re probably dealing with higher auto insurance rates at an average difference of over $1,000 higher per year. You pay higher interest rates on mortgages, sometimes a difference of $68,000
Adding seasoned authorized user tradelines to your credit report will add time to your positive credit history and increases your available credit which in turn lowers your credit utilization ratio.
What is a tradeline? A tradeline is a credit account that has a revolving balance such as a credit
You probably have tradelines on your credit report and don’t even know it. They may be working for you or working against you depending on the usage history of the tradeline. As with anything on your credit report, timely payments, age, and credit limit and use all determine whether a tradeline is
What can you do to maintain a good credit score and the benefits that come with it? A better credit score helps you now and in the future when you're ready to retire--and beyond!
If you've never set
Credit card management requires the right strategy to use cards smartly and boost your credit score. They can be a great financial tool, but they can also lead to excessive spending and bad credit
Are you wondering, “should I fix my credit score?” That 3-digit score can make or break your retirement and many financial decisions in between!
A high credit score doesn't happen without working for
Should you heed advice from the best credit repair Dallas offers as you grow older or at any point in your retirement? Maintaining good credit is critical at any age—even through retirement.
While
