When monitoring your credit, it's critical to recognize when you may need help with credit repair. If your credit report is full of bumps and bruises that keep you from qualifying for loans or renting an apartment, it's time to take action—and take your power back.
You can work to improve your
This post is a little late in comparison to a lot you have probably seen over the last few weeks. At Credit Diva of Dallas, we wanted to take the time to let the voices in pain be heard. As time moves on and the media is starting to find other things to report on, it is more important than ever
A credit score is a calculation; the product of an algorithm that is an estimation of how likely a person is to pay their bills. These models were created by independent companies such as FICO (The Fair Isaac Company) and VantageScore. These companies generally keep their statistical analysis
Recent financial turmoil caused by the recession has left a lot of people wondering what the future looks like for them. Millennials, especially, have lived through two great recessions, limited access to well-paying jobs, and upward mobility. Millennials still have lower average credit scores than
Welcome to the revival of the Credit Diva of Dallas blog! We're going to cover current topics in credit repair Dallas residents should know about as well as best tips and practices. If you haven't already, subscribe to our blog using the subscribe box at the bottom of this page. When you do, we'll
Autumn breezes have cooled the fires of summer, leaves begin to turn, even in Texas. Folks turn their minds to the coming holiday rush. However, there’s another thing to think about: now is the time to start considering your financial plans for the new year.
There’s a new kid on the block in the business of mortgage credit approval, and it is now making its way into being used to calculate other forms of your credit score.
There are a plethora of methods to calculate credit scores these days, specific to each industry and even the individual. Ninety percent of lenders currently rely on the FICO algorithm, but there’s a new kid on the block, VantageScore. These are broad scores used by lenders based on several factors
It’s early November. You just blew a little money on Halloween decorations and candy for the kids, and now you’re just worried about getting through Thanksgiving. Protecting your credit is a particularly challenging task during that most spendy time of year, The Holidays.
No. Absolutely not. All you have to do is read over some relatively recent news stories about credit repair fraud to know that some companies claim to help your credit but only help remove you of your remaining funds. If your credit rating needs help, the last thing you need is to waste any more
What can you do to maintain a good credit score and the benefits that come with it? A better credit score helps you now and in the future when you're ready to retire--and beyond!
If you've never set
Credit card management requires the right strategy to use cards smartly and boost your credit score. They can be a great financial tool, but they can also lead to excessive spending and bad credit
Are you wondering, “should I fix my credit score?” That 3-digit score can make or break your retirement and many financial decisions in between!
A high credit score doesn't happen without working for
Should you heed advice from the best credit repair Dallas offers as you grow older or at any point in your retirement? Maintaining good credit is critical at any age—even through retirement.
While
