A recession or challenging personal financial circumstances can make it difficult to pay your bills. Sometimes, a credit card payment can become a low priority when stretching limited finances betweenhousing costs and putting food on the table. We understand how challenging it can be to balance
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Congratulations! It is so exciting that you are getting ready to purchase a home. Being a homeowner can bring a level of security and freedom that renting doesn't provide—but to get there, you need to have a level of financial security so lenders will fund your loan. That financial security is
If you are in the market for a new car, mortgage, or credit card, you might be concerned about your credit score. You may even be asking yourself, 'Do I need to fix my credit?' These days, it’s critical to have the right credit score because of the economic downturn and tightening credit
With the economic uncertainty we are facing today, having stellar credit can mean a real boost to your living conditions. Not only will great credit help you if you find yourself in a pinch, but it will also provide you with other benefits, such as:
- Refinancing your home at a much lower rate with
With the novel Coronavirus pandemic, many things have changed in the United States' credit landscape—especially if you need credit help! Not only has it affected how we interact with one another (and pursue loans), but it’s also had a tremendous impact on the economy. With millions of Americans out
If you are concerned about your credit score, you’re not alone. Millions of Americans are wondering what will happen when the new FICO 10 scoring model is released this summer. Credit scores are instrumental for so many things in life that you don’t want to mess around and have your credit affected!
If you have bad credit, you've probably already experienced some of the short-term side effects that come along with it. Being denied by lenders for car loans or a Dallas mortgage can impact your current lifestyle—but what are the long-term side effects of having bad credit?
Credit repair, Dallas,
As your professional Credit Diva, we know that repairing your credit starts with understanding your credit report. We recommend checking your credit routinely throughout the year because knowledge is power—but what does the report tell you when you get it?
Your credit report contains important
Reducing debt can leave you with less-than-ideal options to recover. Ignoring debt can continue ruining your credit—and opportunities for a much-needed car loan or a new job in Dallas following COVID-19!
When choosing between debt settlement and bankruptcy, is there a better option? How does each
You probably hear about how important it is to check your credit score,but what does a credit score do? If you're asking yourself, "How can I fix my credit?" you're already suffering from the results of bad credit. It's a cruel reality that your credit score could actually keep you from doing some
What can you do to maintain a good credit score and the benefits that come with it? A better credit score helps you now and in the future when you're ready to retire--and beyond!
If you've never set
Credit card management requires the right strategy to use cards smartly and boost your credit score. They can be a great financial tool, but they can also lead to excessive spending and bad credit
Are you wondering, “should I fix my credit score?” That 3-digit score can make or break your retirement and many financial decisions in between!
A high credit score doesn't happen without working for
Should you heed advice from the best credit repair Dallas offers as you grow older or at any point in your retirement? Maintaining good credit is critical at any age—even through retirement.
While