Credit Diva Blog

The Difference Between Good Debt and Bad Debt | Credit Help Tips

By Credit Diva of Dallas 15 Oct, 2020 0 Comments

You are probably familiar with people referring to 'good debt' and 'bad debt,' but what do those terms really mean? Are there some neat categories we can put our debts into, or is it more complex than that? Let’s look at how we typically look at debt and discover a new way of determining whether

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Credit Repair, Dallas, Is Taking Longer Than Ever! Prepare Now

By Credit Diva of Dallas 08 Oct, 2020 0 Comments

During these uncertain times, having excellent credit has never been more critical. Because of the worldwide Coronavirus pandemic, economic structures are struggling under the weight of vast unemployment and uncertainty.

Millions of Americans are without work—while others are unsure what the

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Protect Your Credit Score in a Pandemic With These Credit Help Tips!

By Credit Diva of Dallas 01 Oct, 2020 0 Comments

When the Coronavirus pandemic swept across the globe, no one knew the extent of the impact. This virulent illness wreaked havoc in the lives of millions worldwide. Other consequences that couldn’t be predicted from the outset but are evident now. One such consequence is the economic crisis that

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'Should I Pay off My Card Completely Each Month?' Credit Help Tips

By Credit Diva of Dallas 24 Sep, 2020 0 Comments

When you're working to build credit, it can be confusing how much of your credit you should use or not use for the best results.

As a rule, you should never carry more than 30% of your credit as

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'What Happens to My Card If a Store Closes? Will It Fix My Credit?'

By Credit Diva of Dallas 17 Sep, 2020 0 Comments

With a rise in bankruptcies and retail store closings in 2020, you might be wondering what happens to your store credit card and account if your favorite retailer is no longer in business. From clothing stores to other chains and small retailers, businesses in Dallas and around the country are

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Payment Deferrals and Credit: You May Need Credit Repair, Dallas!

By Credit Diva of Dallas 10 Sep, 2020 0 Comments

A recession or challenging personal financial circumstances can make it difficult to pay your bills. Sometimes, a credit card payment can become a low priority when stretching limited finances between housing costs and putting food on the table. We understand how challenging it can be to balance

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What Credit Score Do You Need to Buy a House? Do You Need Credit Help?

By Credit Diva of Dallas 03 Sep, 2020 0 Comments

Congratulations! It is so exciting that you are getting ready to purchase a home. Being a homeowner can bring a level of security and freedom that renting doesn't provide—but to get there, you need to have a level of financial security so lenders will fund your loan. That financial security is

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'What Credit Score Do I Really Need? Do I Need to Fix My Credit?'

By Credit Diva of Dallas 27 Aug, 2020 0 Comments

If you are in the market for a new car, mortgage, or credit card, you might be concerned about your credit score. You may even be asking yourself, 'Do I need to fix my credit?' These days, it’s critical to have the right credit score because of the economic downturn and tightening credit

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'What Is Prime Credit?' Questions Answered by the Credit Divas

By Credit Diva of Dallas 20 Aug, 2020 0 Comments

With the economic uncertainty we are facing today, having stellar credit can mean a real boost to your living conditions. Not only will great credit help you if you find yourself in a pinch, but it will also provide you with other benefits, such as:

  • Refinancing your home at a much lower rate
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Credit Requirements Are Tightening, Dallas! Do You Need Credit Help?

By Credit Diva of Dallas 13 Aug, 2020 0 Comments

With the novel Coronavirus pandemic, many things have changed in the United States' credit landscape—especially if you need credit help! Not only has it affected how we interact with one another (and pursue loans), but it’s also had a tremendous impact on the economy. With millions of Americans

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The Difference Between Good Debt and Bad Debt | Credit Help Tips

By Credit Diva of Dallas 15 Oct, 2020 0 Comments

You are probably familiar with people referring to 'good debt' and 'bad debt,' but what do those terms really mean? Are there some neat categories we can put our debts into, or is it more complex

Continue reading

Credit Repair, Dallas, Is Taking Longer Than Ever! Prepare Now

By Credit Diva of Dallas 08 Oct, 2020 0 Comments

During these uncertain times, having excellent credit has never been more critical. Because of the worldwide Coronavirus pandemic, economic structures are struggling under the weight of vast

Continue reading

Protect Your Credit Score in a Pandemic With These Credit Help Tips!

By Credit Diva of Dallas 01 Oct, 2020 0 Comments

When the Coronavirus pandemic swept across the globe, no one knew the extent of the impact. This virulent illness wreaked havoc in the lives of millions worldwide. Other consequences that couldn’t

Continue reading

'Should I Pay off My Card Completely Each Month?' Credit Help Tips

By Credit Diva of Dallas 24 Sep, 2020 0 Comments

When you're working to build credit, it can be confusing how much of your credit you should use

Continue reading