With high unemployment rates throughout the early half of COVID-19 in 2020, we know that many people in the Dallas area also saw their formerly good credit scores decline. When struggling to pay the bills, credit is often the only way to make ends meet—yet late payments (or missed payments)
We've talked about the importance of regularly monitoring your credit score—but is there such a thing as checking it 'too' often?
- How frequently does your credit score update?
- If there's no change, does it really matter if you monitor it often enough?
These are excellent (and common) credit
Before we go into the new year, it's important to remember where we came from to understand how far we still have yet to go.
Being Black in America is a complicated struggle that many don’t understand. When it comes to success, the cards are often stacked against our community. While there are
If you are struggling with debts piling up, you’re not alone. According to Pew Research, eight out of ten Americans have debt. Debt can be overwhelming, but it doesn’t have to ruin your life. In fact, sometimes, the right type of debt can be healthy! If you manage your balances, make all your
Getting in over your head with debt can be an overwhelming situation. If this is the type of scenario you find yourself facing, you may feel like there is no light at the end of the tunnel.
It’s challenging to manage if you are paying several different creditors each month. For one thing, your
Have you been keeping a close watch on YOUR credit utilization ratio? Now that the holidays have officially begun, people are starting their shopping, whether it's primarily online or distanced in person. If you’re buying gifts, food, or decorations, that spending can quickly start to pile up.
Now that you’re at the age of retirement, there are probably a lot of things you’re thinking about doing. Maybe you just want to sit back and relax a while and enjoy life. After all the hard work you’ve done over the years, it doesn’t hurt to take a break and do whatever you enjoy most.
However,
Have you been researching ways to quickly increase your low credit score to purchase a home or get approved for a business loan? It may be appealing to look into how to add tradelines for a quick boost to your credit score—but how do tradelines work?
If you have decided that purchasing them
Sometimes, unexpected expenses or emergencies happen that causes us to fall behind on our bills. It's also entirely understandable that you may have just completely forgotten about that department store credit card you only used one time.
In our current economic climate, dealerships are doing just about everything they can to sell more cars.
- Some companies result in spamming consumers, filling your mailbox or email with advertisements that promise big sales or discounts.
- They claim they can get you into your brand new (or used)
With high unemployment rates throughout the early half of COVID-19 in 2020, we know that many people in the Dallas area also saw their formerly good credit scores decline. When struggling to pay
We've talked about the importance of regularly monitoring your credit score—but is there such a thing as checking it 'too' often?
- How frequently does your credit score update?
- If there's no
Before we go into the new year, it's important to remember where we came from to understand how far we still have yet to go.
Being Black in America is a complicated struggle that many don’t
If you are struggling with debts piling up, you’re not alone. According to Pew Research, eight out of ten Americans have debt. Debt can be overwhelming, but it doesn’t have to ruin your life. In
