You are probably familiar with people referring to 'good debt' and 'bad debt,' but what do those terms really mean? Are there some neat categories we can put our debts into, or is it more complex than that? Let’s look at how we typically look at debt and discover a new way of determining whether
During these uncertain times, having excellent credit has never been more critical. Because of the worldwide Coronavirus pandemic, economic structures are struggling under the weight of vast unemployment and uncertainty.
Millions of Americans are without work—while others are unsure what the
When the Coronavirus pandemic swept across the globe, no one knew the extent of the impact. This virulent illness wreaked havoc in the lives of millions worldwide. Other consequences that couldn’t be predicted from the outset but are evident now. One such consequence is the economic crisis that
When you're working to build credit, it can be confusing how much of your credit you should use or not use for the best results.
As a rule, you should never carry more than 30% of your credit as
With a rise in bankruptcies and retail store closings in 2020, you might be wondering what happens to your store credit card and account if your favorite retailer is no longer in business. From clothing stores to other chains and small retailers, businesses in Dallas and around the country are
A recession or challenging personal financial circumstances can make it difficult to pay your bills. Sometimes, a credit card payment can become a low priority when stretching limited finances between housing costs and putting food on the table. We understand how challenging it can be to balance
Congratulations! It is so exciting that you are getting ready to purchase a home. Being a homeowner can bring a level of security and freedom that renting doesn't provide—but to get there, you need to have a level of financial security so lenders will fund your loan. That financial security is
If you are in the market for a new car, mortgage, or credit card, you might be concerned about your credit score. You may even be asking yourself, 'Do I need to fix my credit?' These days, it’s critical to have the right credit score because of the economic downturn and tightening credit
With the economic uncertainty we are facing today, having stellar credit can mean a real boost to your living conditions. Not only will great credit help you if you find yourself in a pinch, but it will also provide you with other benefits, such as:
- Refinancing your home at a much lower rate
With the novel Coronavirus pandemic, many things have changed in the United States' credit landscape—especially if you need credit help! Not only has it affected how we interact with one another (and pursue loans), but it’s also had a tremendous impact on the economy. With millions of Americans
You are probably familiar with people referring to 'good debt' and 'bad debt,' but what do those terms really mean? Are there some neat categories we can put our debts into, or is it more complex
During these uncertain times, having excellent credit has never been more critical. Because of the worldwide Coronavirus pandemic, economic structures are struggling under the weight of vast
When the Coronavirus pandemic swept across the globe, no one knew the extent of the impact. This virulent illness wreaked havoc in the lives of millions worldwide. Other consequences that couldn’t
When you're working to build credit, it can be confusing how much of your credit you should use
