Credit Diva Blog

Parent PLUS Student Loans and Your Credit

By Credit Diva of Dallas 18 Oct, 2018 0 Comments

If you have a child heading to college, it would be wise to familiarize yourself with Parent PLUS Student Loans. These financial instruments may be a great help to you as you struggle to pay for your child’s education, but they may also cause unexpected financial troubles. When dealing with

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Do Retail Credit Cards Hurt Your Credit?

By Staff Writer 11 Oct, 2018 0 Comments

We’ve all been there: You take your items to the department store counter and, while ringing them up, the clerk asks if you would like to save 25% off of today’s purchase by signing up for their credit card. It may seem like a good idea at the time. You save on your current purchase, they may

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Credit Cards: Are You Losing Money?

By Staff Writer 04 Oct, 2018 0 Comments

These things are secretly costing you.

How often do you examine your credit card statements for hidden charges? In the digital era, many of us may not even review our statements at all. The truth is that there could be some surprises there in the form of fees that could be costing you hundreds

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How Late Payments Hurt Your Credit Score

By Credit Diva of Dallas 27 Sep, 2018 0 Comments

We've all been there: the end of a long week at work, your child is sick, and you forget to pay your phone bill. What's that going to do to your credit score? If your payments are a few days or even weeks late, your phone provider probably won't report the missed amount to the credit bureaus as

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Credit Report 101: Learn the Basics

By Credit Diva of Dallas 20 Sep, 2018 0 Comments

 

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Millennials and Credit Cards: Building Your Credit Score

By Credit Diva of Dallas 13 Sep, 2018 0 Comments

Millennials are avoiding credit cards compared to older generations. Only one in three carry a credit card, which is about half as many as the older generations, preferring cash or debit cards. This shift in behavior is a result of the recession. Millennials were beginning careers or finishing

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4 Things You Need to Know Before Applying for a Business Loan

By Credit Diva of Dallas 06 Sep, 2018 0 Comments

Millennials have been accused of killing every major industry out there, but they’re using their abilities to create new businesses in their place. With the prevalence of the internet, freelance workers account for 35% of the US workforce. So if you’ve got the next million dollar business idea,

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Boost Your Score with Tradelines

By Credit Diva of Dallas 30 Aug, 2018 0 Comments

If you’re struggling with poor credit, your expenses are higher than you pay if you repair your credit. You’re probably dealing with higher auto insurance rates at an average difference of over $1,000 higher per year. You pay higher interest rates on mortgages, sometimes a difference of $68,000

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How Do Tradelines Work

By Credit Diva of Dallas 23 Aug, 2018 0 Comments

You’ve done some research on seasoned authorized user tradelines and have decided that purchasing them might be a good option for you. What happens after you buy a tradeline? How do tradelines work? Are the effects of adding a tradeline permanent?

All of these are good questions you should know

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Choosing a Tradeline

By Credit Diva of Dallas 16 Aug, 2018 0 Comments

 

Adding seasoned authorized user tradelines to your credit report will add time to your positive credit history and increases your available credit which in turn lowers your credit utilization ratio.

What is a tradeline? A tradeline is a credit account that has a revolving balance such as a

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Parent PLUS Student Loans and Your Credit

By Credit Diva of Dallas 18 Oct, 2018 0 Comments

If you have a child heading to college, it would be wise to familiarize yourself with Parent PLUS Student Loans. These financial instruments may be a great help to you as you struggle to pay for

Continue reading

Do Retail Credit Cards Hurt Your Credit?

By Staff Writer 11 Oct, 2018 0 Comments

We’ve all been there: You take your items to the department store counter and, while ringing them up, the clerk asks if you would like to save 25% off of today’s purchase by signing up for their

Continue reading

Credit Cards: Are You Losing Money?

By Staff Writer 04 Oct, 2018 0 Comments

These things are secretly costing you.

How often do you examine your credit card statements for hidden charges? In the digital era, many of us may not even review our statements at all. The truth

Continue reading

How Late Payments Hurt Your Credit Score

By Credit Diva of Dallas 27 Sep, 2018 0 Comments

We've all been there: the end of a long week at work, your child is sick, and you forget to pay your phone bill. What's that going to do to your credit score? If your payments are a few days or

Continue reading