Credit Diva Blog

The Importance of Credit Monitoring for Credit Repair

By Admin 06 Dec, 2018 0 Comments

The importance of keeping a watchful eye on your credit cannot be overstated, especially if you are trying to repair a credit history that has a troubled past.

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Preparing Your Credit for the New Year

By Credit Diva of Dallas 29 Nov, 2018 0 Comments

Autumn breezes have cooled the fires of summer, leaves begin to turn, even in Texas. Folks turn their minds to the coming holiday rush. However, there’s another thing to think about: now is the time to start considering your financial plans for the new year.

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What is Trended Data?

By Credit Diva of Dallas 15 Nov, 2018 0 Comments

There’s a new kid on the block in the business of mortgage credit approval, and it is now making its way into being used to calculate other forms of your credit score.

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Which Credit Scores Matter?

By Credit Diva of Dallas 08 Nov, 2018 0 Comments

There are a plethora of methods to calculate credit scores these days, specific to each industry and even the individual. Ninety percent of lenders currently rely on the FICO algorithm, but there’s a new kid on the block, VantageScore. These are broad scores used by lenders based on several

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Holiday Credit Advice

By Credit Diva of Dallas 01 Nov, 2018 0 Comments

It’s early November. You just blew a little money on Halloween decorations and candy for the kids, and now you’re just worried about getting through Thanksgiving. Protecting your credit is a particularly challenging task during that most spendy time of year, The Holidays.

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Is Every Credit Repair Company the Same?

By Credit Diva of Dallas 25 Oct, 2018 0 Comments

No. Absolutely not. All you have to do is read over some relatively recent news stories about credit repair fraud to know that some companies claim to help your credit but only help remove you of your remaining funds. If your credit rating needs help, the last thing you need is to waste any more

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Parent PLUS Student Loans and Your Credit

By Credit Diva of Dallas 18 Oct, 2018 0 Comments

If you have a child heading to college, it would be wise to familiarize yourself with Parent PLUS Student Loans. These financial instruments may be a great help to you as you struggle to pay for your child’s education, but they may also cause unexpected financial troubles. When dealing with

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Do Retail Credit Cards Hurt Your Credit?

By Credit Diva of Dallas 11 Oct, 2018 0 Comments

We’ve all been there: You take your items to the department store counter and, while ringing them up, the clerk asks if you would like to save 25% off of today’s purchase by signing up for their credit card. It may seem like a good idea at the time. You save on your current purchase, they may

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Credit Cards: Are You Losing Money?

By Credit Diva of Dallas 04 Oct, 2018 0 Comments

These things are secretly costing you.

How often do you examine your credit card statements for hidden charges? In the digital era, many of us may not even review our statements at all. The truth is that there could be some surprises there in the form of fees that could be costing you hundreds

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How Late Payments Hurt Your Credit Score

By Credit Diva of Dallas 27 Sep, 2018 0 Comments

We've all been there: the end of a long week at work, your child is sick, and you forget to pay your phone bill. What's that going to do to your credit score? If your payments are a few days or even weeks late, your phone provider probably won't report the missed amount to the credit bureaus as

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The Importance of Credit Monitoring for Credit Repair

By Admin 06 Dec, 2018 0 Comments

The importance of keeping a watchful eye on your credit cannot be overstated, especially if you are trying to repair a credit history that has a troubled past.

Continue reading

Preparing Your Credit for the New Year

By Credit Diva of Dallas 29 Nov, 2018 0 Comments

Autumn breezes have cooled the fires of summer, leaves begin to turn, even in Texas. Folks turn their minds to the coming holiday rush. However, there’s another thing to think about: now is the

Continue reading

What is Trended Data?

By Credit Diva of Dallas 15 Nov, 2018 0 Comments

There’s a new kid on the block in the business of mortgage credit approval, and it is now making its way into being used to calculate other forms of your credit score.

Continue reading

Which Credit Scores Matter?

By Credit Diva of Dallas 08 Nov, 2018 0 Comments

There are a plethora of methods to calculate credit scores these days, specific to each industry and even the individual. Ninety percent of lenders currently rely on the FICO algorithm, but

Continue reading