If you have a child heading to college, it would be wise to familiarize yourself with Parent PLUS Student Loans. These financial instruments may be a great help to you as you struggle to pay for your child’s education, but they may also cause unexpected financial troubles. When dealing with
We’ve all been there: You take your items to the department store counter and, while ringing them up, the clerk asks if you would like to save 25% off of today’s purchase by signing up for their credit card. It may seem like a good idea at the time. You save on your current purchase, they may
These things are secretly costing you.
How often do you examine your credit card statements for hidden charges? In the digital era, many of us may not even review our statements at all. The truth is that there could be some surprises there in the form of fees that could be costing you hundreds
We've all been there: the end of a long week at work, your child is sick, and you forget to pay your phone bill. What's that going to do to your credit score? If your payments are a few days or even weeks late, your phone provider probably won't report the missed amount to the credit bureaus as
Millennials are avoiding credit cards compared to older generations. Only one in three carry a credit card, which is about half as many as the older generations, preferring cash or debit cards. This shift in behavior is a result of the recession. Millennials were beginning careers or finishing
Millennials have been accused of killing every major industry out there, but they’re using their abilities to create new businesses in their place. With the prevalence of the internet, freelance workers account for 35% of the US workforce. So if you’ve got the next million dollar business idea,
If you’re struggling with poor credit, your expenses are higher than you pay if you repair your credit. You’re probably dealing with higher auto insurance rates at an average difference of over $1,000 higher per year. You pay higher interest rates on mortgages, sometimes a difference of $68,000
You’ve done some research on seasoned authorized user tradelines and have decided that purchasing them might be a good option for you. What happens after you buy a tradeline? How do tradelines work? Are the effects of adding a tradeline permanent?
All of these are good questions you should know
Adding seasoned authorized user tradelines to your credit report will add time to your positive credit history and increases your available credit which in turn lowers your credit utilization ratio.
What is a tradeline? A tradeline is a credit account that has a revolving balance such as a