Credit Diva Blog

Everything You Need to Know About FICO 10 From Your Credit Divas

By Credit Diva of Dallas 06 Aug, 2020 0 Comments

If you are concerned about your credit score, you’re not alone. Millions of Americans are wondering what will happen when the new FICO 10 scoring model is released this summer. Credit scores are instrumental for so many things in life that you don’t want to mess around and have your credit

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The Impact of Bad Credit Means You Need Credit Repair, Dallas!

By Credit Diva of Dallas 30 Jul, 2020 0 Comments

If you have bad credit, you've probably already experienced some of the short-term side effects that come along with it. Being denied by lenders for car loans or a Dallas mortgage can impact your current lifestylebut what are the long-term side effects of having bad credit? 

Credit repair,

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Credit Repair | Dallas: You Need to Know How to Read a Credit Report!

By Credit Diva of Dallas 23 Jul, 2020 0 Comments

As your professional Credit Diva, we know that repairing your credit starts with understanding your credit report. We recommend checking your credit routinely throughout the year because knowledge is power—but what does the report tell you when you get it? 

Your credit report contains important

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Debt Settlement vs. Bankruptcy: Insight From Credit Help in Dallas

By Credit Diva of Dallas 16 Jul, 2020 0 Comments

Reducing debt can leave you with less-than-ideal options to recover. Ignoring debt can continue ruining your credit—and opportunities for a much-needed car loan or a new job in Dallas following COVID-19!

When choosing between debt settlement and bankruptcy, is there a better option? How does

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'What Credit Score Do I Need to Fix My Credit?'

By Credit Diva of Dallas 09 Jul, 2020 0 Comments

You probably hear about how important it is to check your credit score, but what does a credit score do? If you're asking yourself, "How can I fix my credit?" you're already suffering from the results of bad credit. It's a cruel reality that your credit score could actually keep you from doing

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Credit Repair | Dallas Residents: How to Choose Reputable Credit Repair

By Credit Diva of Dallas 02 Jul, 2020 0 Comments

When monitoring your credit, it's critical to recognize when you may need help with credit repair. If your credit report is full of bumps and bruises that keep you from qualifying for loans or renting an apartment, it's time to take action—and take your power back.

You can work to improve your

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Black Lives Matter—Now, and Forever

By Credit Diva of Dallas 25 Jun, 2020 0 Comments

This post is a little late in comparison to a lot you have probably seen over the last few weeks. At Credit Diva of Dallas, we wanted to take the time to let the voices in pain be heard. As time moves on and the media is starting to find other things to report on, it is more important than ever

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Credit Scores You Need to Know for Credit Repair in Dallas, Texas

By Credit Diva of Dallas 18 Jun, 2020 0 Comments

A credit score is a calculation; the product of an algorithm that is an estimation of how likely a person is to pay their bills. These models were created by independent companies such as FICO (The Fair Isaac Company) and VantageScore. These companies generally keep their statistical analysis

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Credit Repair in Dallas, Texas, for Millennials—and Why It Matters

By Credit Diva of Dallas 11 Jun, 2020 0 Comments

Recent financial turmoil caused by the recession has left a lot of people wondering what the future looks like for them. Millennials, especially, have lived through two great recessions, limited access to well-paying jobs, and upward mobility. Millennials still have lower average credit scores

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Credit Repair | Dallas Residents: Your Credit and the Current Economy

By Credit Diva of Dallas 04 Jun, 2020 0 Comments

Welcome to the revival of the Credit Diva of Dallas blog! We're going to cover current topics in credit repair Dallas residents should know about as well as best tips and practices. If you haven't already, subscribe to our blog using the subscribe box at the bottom of this page. When you do,

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The Difference Between Good Debt and Bad Debt | Credit Help Tips

By Credit Diva of Dallas 15 Oct, 2020 0 Comments

You are probably familiar with people referring to 'good debt' and 'bad debt,' but what do those terms really mean? Are there some neat categories we can put our debts into, or is it more complex

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Credit Repair, Dallas, Is Taking Longer Than Ever! Prepare Now

By Credit Diva of Dallas 08 Oct, 2020 0 Comments

During these uncertain times, having excellent credit has never been more critical. Because of the worldwide Coronavirus pandemic, economic structures are struggling under the weight of vast

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Protect Your Credit Score in a Pandemic With These Credit Help Tips!

By Credit Diva of Dallas 01 Oct, 2020 0 Comments

When the Coronavirus pandemic swept across the globe, no one knew the extent of the impact. This virulent illness wreaked havoc in the lives of millions worldwide. Other consequences that couldn’t

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'Should I Pay off My Card Completely Each Month?' Credit Help Tips

By Credit Diva of Dallas 24 Sep, 2020 0 Comments

When you're working to build credit, it can be confusing how much of your credit you should use

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