Credit Diva Blog

'Should I Fix My Credit?' When to Get Credit Help in Dallas

By Credit Diva of Dallas 05 Nov, 2020 0 Comments

'How exactly does my debt impact my credit? What can I do to fix my credit?'

If you've been asking yourself these questions of late, Dallas, you're not alone. In this economy and during this pandemic, the struggle is most definitely real.

People have fallen on challenging circumstances when it

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'Will Canceling a Credit Card Fix My Credit?'

By Credit Diva of Dallas 29 Oct, 2020 0 Comments

Having a plethora of credit cards is part of a robust financial portfolio, but sometimes you may need to cancel a credit card. 

  • You may have questions as to what the proper protocol is and how to go about doing it.
  • You may even question whether you should cancel a credit card at all or just
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Loans Are Getting Harder to Get: Do You Need Credit Repair, Dallas?

By Credit Diva of Dallas 22 Oct, 2020 0 Comments

With the Coronavirus pandemic still hovering over the economic landscape, many changes are taking place across the United States. Interest rates are one thing that has seen tremendous change.

The rock-bottom rates are a shift from formerly sky-high rates and have many people thinking it may be

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The Difference Between Good Debt and Bad Debt | Credit Help Tips

By Credit Diva of Dallas 15 Oct, 2020 0 Comments

You are probably familiar with people referring to 'good debt' and 'bad debt,' but what do those terms really mean? Are there some neat categories we can put our debts into, or is it more complex than that? Let’s look at how we typically look at debt and discover a new way of determining whether

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Credit Repair, Dallas, Is Taking Longer Than Ever! Prepare Now

By Credit Diva of Dallas 08 Oct, 2020 0 Comments

During these uncertain times, having excellent credit has never been more critical. Because of the worldwide Coronavirus pandemic, economic structures are struggling under the weight of vast unemployment and uncertainty.

Millions of Americans are without work—while others are unsure what the

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Protect Your Credit Score in a Pandemic With These Credit Help Tips!

By Credit Diva of Dallas 01 Oct, 2020 0 Comments

When the Coronavirus pandemic swept across the globe, no one knew the extent of the impact. This virulent illness wreaked havoc in the lives of millions worldwide. Other consequences that couldn’t be predicted from the outset but are evident now. One such consequence is the economic crisis that

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'Should I Pay off My Card Completely Each Month?' Credit Help Tips

By Credit Diva of Dallas 24 Sep, 2020 0 Comments

When you're working to build credit, it can be confusing how much of your credit you should use or not use for the best results.

As a rule, you should never carry more than 30% of your credit as

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'What Happens to My Card If a Store Closes? Will It Fix My Credit?'

By Credit Diva of Dallas 17 Sep, 2020 0 Comments

With a rise in bankruptcies and retail store closings in 2020, you might be wondering what happens to your store credit card and account if your favorite retailer is no longer in business. From clothing stores to other chains and small retailers, businesses in Dallas and around the country are

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Payment Deferrals and Credit: You May Need Credit Repair, Dallas!

By Credit Diva of Dallas 10 Sep, 2020 0 Comments

A recession or challenging personal financial circumstances can make it difficult to pay your bills. Sometimes, a credit card payment can become a low priority when stretching limited finances between housing costs and putting food on the table. We understand how challenging it can be to balance

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What Credit Score Do You Need to Buy a House? Do You Need Credit Help?

By Credit Diva of Dallas 03 Sep, 2020 0 Comments

Congratulations! It is so exciting that you are getting ready to purchase a home. Being a homeowner can bring a level of security and freedom that renting doesn't provide—but to get there, you need to have a level of financial security so lenders will fund your loan. That financial security is

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Boosting Your Credit During COVID-19: Credit Help Is Here!

By Credit Diva of Dallas 14 Jan, 2021 0 Comments

With high unemployment rates throughout the early half of COVID-19 in 2020, we know that many people in the Dallas area also saw their formerly good credit scores decline. When struggling to pay

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How Often Does My Credit Score Update? Should I Check My Credit Score?

By Credit Diva of Dallas 07 Jan, 2021 0 Comments

We've talked about the importance of regularly monitoring your credit score—but is there such a thing as checking it 'too' often?

  • How frequently does your credit score update?
  • If there's no
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A Discussion on Race, a Good Credit Score, and Credit Help

By Credit Diva of Dallas 31 Dec, 2020 0 Comments

Before we go into the new year, it's important to remember where we came from to understand how far we still have yet to go.

Being Black in America is a complicated struggle that many don’t

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'Should I Pay or Settle?' What Credit Repair in Dallas Texas Suggests

By Credit Diva of Dallas 24 Dec, 2020 0 Comments

If you are struggling with debts piling up, you’re not alone. According to Pew Research, eight out of ten Americans have debt. Debt can be overwhelming, but it doesn’t have to ruin your life. In

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