Credit Diva Blog

Credit Help Tips: 5 Errors to Look for on Your Credit Report

By Credit Diva of Dallas 04 Feb, 2021 0 Comments

One big mistake you want to avoid is making a large purchase before investigating your credit report first.

  • Often, people go to the lender to make a purchase with only 'somewhat' of an idea of their credit score.
  • They don’t give much thought to the fact that there may be errors on their credit
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3 Ways You Can Start Fixing Your Credit Right Now: Credit Diva Tips

By Credit Diva of Dallas 21 Jan, 2021 0 Comments

At Credit Diva of Dallas, we know that going into the new year with credit issues is always disheartening. If there’s one common resolution made at the start of the year, it’s to pay down debt or resolve problematic credit.

Credit problems can arise for a variety of reasons.

  • Maybe a divorce
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Boosting Your Credit During COVID-19: Credit Help Is Here!

By Credit Diva of Dallas 14 Jan, 2021 0 Comments

With high unemployment rates throughout the early half of COVID-19 in 2020, we know that many people in the Dallas area also saw their formerly good credit scores decline. When struggling to pay the bills, credit is often the only way to make ends meet—yet late payments (or missed payments)

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How Often Does My Credit Score Update? Should I Check My Credit Score?

By Credit Diva of Dallas 07 Jan, 2021 0 Comments

We've talked about the importance of regularly monitoring your credit score—but is there such a thing as checking it 'too' often?

  • How frequently does your credit score update?
  • If there's no change, does it really matter if you monitor it often enough? 

These are excellent (and common) credit

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A Discussion on Race, a Good Credit Score, and Credit Help

By Credit Diva of Dallas 31 Dec, 2020 0 Comments

Before we go into the new year, it's important to remember where we came from to understand how far we still have yet to go.

Being Black in America is a complicated struggle that many don’t understand. When it comes to success, the cards are often stacked against our community. While there are

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'Should I Pay or Settle?' What Credit Repair in Dallas Texas Suggests

By Credit Diva of Dallas 24 Dec, 2020 0 Comments

If you are struggling with debts piling up, you’re not alone. According to Pew Research, eight out of ten Americans have debt. Debt can be overwhelming, but it doesn’t have to ruin your life. In fact, sometimes, the right type of debt can be healthy! If you manage your balances, make all your

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'Will Debt Consolidation Fix My Credit?'

By Credit Diva of Dallas 17 Dec, 2020 0 Comments

Getting in over your head with debt can be an overwhelming situation. If this is the type of scenario you find yourself facing, you may feel like there is no light at the end of the tunnel.

It’s challenging to manage if you are paying several different creditors each month. For one thing, your

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Credit Utilization During the Holidays May Lead to Credit Help Later

By Credit Diva of Dallas 10 Dec, 2020 0 Comments

Have you been keeping a close watch on YOUR credit utilization ratio? Now that the holidays have officially begun, people are starting their shopping, whether it's primarily online or distanced in person. If you’re buying gifts, food, or decorations, that spending can quickly start to pile up.

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Do You Need Good Credit to Retire? You May Need Credit Repair, Dallas!

By Credit Diva of Dallas 03 Dec, 2020 0 Comments

Now that you’re at the age of retirement, there are probably a lot of things you’re thinking about doing. Maybe you just want to sit back and relax a while and enjoy life. After all the hard work you’ve done over the years, it doesn’t hurt to take a break and do whatever you enjoy most.

However,

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Can Tradelines Boost Credit Scores? Learn How to Add Tradelines!

By Credit Diva of Dallas 26 Nov, 2020 0 Comments

Have you been researching ways to quickly increase your low credit score to purchase a home or get approved for a business loan? It may be appealing to look into how to add tradelines for a quick boost to your credit score—but how do tradelines work? 

If you have decided that purchasing them

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How Does a Late Payment Affect Your Credit Score?

By Credit Diva of Dallas 15 Apr, 2021 0 Comments

Having a credit card or loan requires careful budgeting and planning, so you can get it paid off responsibly. Installment loans, such as car loans, have a set amount you pay every month. This

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How Does Applying for a New Credit Card Affect Your Credit Score?

By Credit Diva of Dallas 08 Apr, 2021 0 Comments

Your finances are much better off with a good credit score, so you want to make sure that you’re not doing too much damage by applying for new credit. When you put in an application for a card,

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Credit Help: 10 Tips to Improve Your Credit Score in 2021

By Credit Diva of Dallas 01 Apr, 2021 0 Comments

So, you want more housing options. You want the ability to qualify for loans with low fees and low-interest rates.  You want insurance discounts and security deposit immunity on utilities. Working

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Best Budgeting Apps To Help You Pay Down Debt In 2021!

By Credit Diva of Dallas 25 Mar, 2021 0 Comments

With the new year already in full swing, it’s an ideal time to take a look at how you can pay down those debts. Maybe this was one of your new year’s resolutions. Even if it wasn’t, most people

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