Millennials are avoiding credit cards compared to older generations. Only one in three carry a credit card, which is about half as many as the older generations, preferring cash or debit cards. This shift in behavior is a result of the recession. Millennials were beginning careers or finishing
Millennials have been accused of killing every major industry out there, but they’re using their abilities to create new businesses in their place. With the prevalence of the internet, freelance workers account for 35% of the US workforce. So if you’ve got the next million dollar business idea,
If you’re struggling with poor credit, your expenses are higher than you pay if you repair your credit. You’re probably dealing with higher auto insurance rates at an average difference of over $1,000 higher per year. You pay higher interest rates on mortgages, sometimes a difference of $68,000
You’ve done some research on seasoned authorized user tradelines and have decided that purchasing them might be a good option for you. What happens after you buy a tradeline? How do tradelines work? Are the effects of adding a tradeline permanent?
All of these are good questions you should know
Adding seasoned authorized user tradelines to your credit report will add time to your positive credit history and increases your available credit which in turn lowers your credit utilization ratio.
What is a tradeline? A tradeline is a credit account that has a revolving balance such as a
You probably have tradelines on your credit report and don’t even know it. They may be working for you or working against you depending on the usage history of the tradeline. As with anything on your credit report, timely payments, age, and credit limit and use all determine whether a tradeline
When confronted with an opportunity that seems too good to be true, it is easy to have doubts and get to searching the internet to find the “catch.” Authorized user tradelines are one of these such instances.
Purchasing authorized tradelines allows a person to add length to his or her credit
Why You May Need Credit Repair Services
Life’s big moments require planning. Going to college, buying a home or a new car, starting your own business - smart people do not just jump blindly into these big life events. A lot of research and planning is involved in any considerable financial
Building Credit the Right Way
Bad credit closes doors, great credit opens them: but what if you have no credit? Do you not get a door at all? Graduates, millennials, and divorcees whose spouses handled all the credit building payments are only some of the people who might not have a credit
The importance of keeping a watchful eye on your credit cannot be overstated, especially if you are trying to repair a credit history that has a troubled past.
Autumn breezes have cooled the fires of summer, leaves begin to turn, even in Texas. Folks turn their minds to the coming holiday rush. However, there’s another thing to think about: now is the
There’s a new kid on the block in the business of mortgage credit approval, and it is now making its way into being used to calculate other forms of your credit score.
There are a plethora of methods to calculate credit scores these days, specific to each industry and even the individual. Ninety percent of lenders currently rely on the FICO algorithm, but
