Credit Diva Blog

The Importance of Credit Monitoring for Credit Repair

  • By Admin
  • 06 Dec, 2018

The importance of keeping a watchful eye on your credit cannot be overstated, especially if you are trying to repair a credit history that has a troubled past.

Bankruptcy, identity theft, a history of late payments, even having many applications for different kinds of credit will drag your score down, for years in some cases. Moreover, that low credit score will not only result in being denied loans and credit cards, but it can also make it impossible to do something as simple as rent a car while on a trip, and can even cost you a job.

Leather Waller with Credit Cards on it

You might have a fantastic idea one day for a kitschy website that has a simple business plan and offers some knick-knacks and t-shirts. However, to turn it into anything but a hobby will require incorporation, strategy, marketing, and financing. Securing financing requires a good credit score. So monitoring your credit score up to this point is extremely important.

If you’re trying to repair credit for a chance at a business loan or a home loan, credit monitoring is vital, especially if you’ve already been the victim of identity theft or even ordinary drama in your life.

For example, your purse or wallet disappears and reappears the next day. Do you have teenagers in the house? Even if your kids are trustworthy upright citizens, they’re unlikely to risk their place in the teenage society-hierarchy by informing on one of their friends, if they even know it happened. Then next month there’s a weird charge or three on your account statement that you don’t notice that starts accruing interest.

Envelope with billing statement and

How many of your friends look at their bank and credit card statements in detail? Do you? If you’re trying to make time for that and having a hard time of it, a professional credit monitoring service can make a world of difference in an already stressful life.

It is possible to monitor your credit yourself using your free annual report. However, for a lot of us, that task is comparable to doing your own plumbing or electrical work. It may be possible, but how good a job can a layperson with no experience do while trying to keep up with everything else modern life has going on?

Credit Diva’s suite of professional offerings can help with credit repair and credit monitoring with a personalized, custom approach. Your credit score and credit report can be expertly scrutinized every month by a professional. So contact us today for the help you can use, and peace of mind in a busy world.

Are you still deciding who to partner with for credit repair services? Download our Free Guide to Finding the Best Dallas Repair Company to help you interview credit repair companies.

Get My Guide

How Budgeting the Best Credit Repair in Dallas TX Helps Boost Your Credit Score!

By Credit Diva of Dallas 25 Jun, 2021 0 Comments

What can you do to maintain a good credit score and the benefits that come with it? A better credit score helps you now and in the future when you're ready to retire--and beyond!

If you've never set

Continue reading

Tips to Manage Credit Cards and Pay Bills On Time

By Credit Diva of Dallas 18 Jun, 2021 0 Comments

Credit card management requires the right strategy to use cards smartly and boost your credit score. They can be a great financial tool, but they can also lead to excessive spending and bad credit

Continue reading

4 Financial Moves That You Can Enjoy When You "Fix My Credit!"

By Credit Diva of Dallas 11 Jun, 2021 0 Comments

Are you wondering, “should I fix my credit score?” That 3-digit score can make or break your retirement and many financial decisions in between!

A high credit score doesn't happen without working for

Continue reading

Keeping a Good Credit Score through Retirement: 4 Useful Tips From Credit Repair Dallas

By Credit Diva of Dallas 03 Jun, 2021 0 Comments

Should you heed advice from the best credit repair Dallas offers as you grow older or at any point in your retirement? Maintaining good credit is critical at any age—even through retirement. 


Continue reading