Credit Diva Blog

The Importance of Credit Monitoring for Credit Repair

  • By Admin
  • 06 Dec, 2018
  • 0 Comments

The importance of keeping a watchful eye on your credit cannot be overstated, especially if you are trying to repair a credit history that has a troubled past.

Bankruptcy, identity theft, a history of late payments, even having many applications for different kinds of credit will drag your score down, for years in some cases. Moreover, that low credit score will not only result in being denied loans and credit cards, but it can also make it impossible to do something as simple as rent a car while on a trip, and can even cost you a job.

Leather Waller with Credit Cards on it

You might have a fantastic idea one day for a kitschy website that has a simple business plan and offers some knick-knacks and t-shirts. However, to turn it into anything but a hobby will require incorporation, strategy, marketing, and financing. Securing financing requires a good credit score. So monitoring your credit score up to this point is extremely important.

If you’re trying to repair credit for a chance at a business loan or a home loan, credit monitoring is vital, especially if you’ve already been the victim of identity theft or even ordinary drama in your life.

For example, your purse or wallet disappears and reappears the next day. Do you have teenagers in the house? Even if your kids are trustworthy upright citizens, they’re unlikely to risk their place in the teenage society-hierarchy by informing on one of their friends, if they even know it happened. Then next month there’s a weird charge or three on your account statement that you don’t notice that starts accruing interest.

Envelope with billing statement and

How many of your friends look at their bank and credit card statements in detail? Do you? If you’re trying to make time for that and having a hard time of it, a professional credit monitoring service can make a world of difference in an already stressful life.

It is possible to monitor your credit yourself using your free annual report. However, for a lot of us, that task is comparable to doing your own plumbing or electrical work. It may be possible, but how good a job can a layperson with no experience do while trying to keep up with everything else modern life has going on?

Credit Diva’s suite of professional offerings can help with credit repair and credit monitoring with a personalized, custom approach. Your credit score and credit report can be expertly scrutinized every month by a professional. So contact us today for the help you can use, and peace of mind in a busy world.

Are you still deciding who to partner with for credit repair services? Download our Free Guide to Finding the Best Dallas Repair Company to help you interview credit repair companies.

Get My Guide

Boosting Your Credit During COVID-19: Credit Help Is Here!

By Credit Diva of Dallas 14 Jan, 2021 0 Comments

With high unemployment rates throughout the early half of COVID-19 in 2020, we know that many people in the Dallas area also saw their formerly good credit scores decline. When struggling to pay

Continue reading

How Often Does My Credit Score Update? Should I Check My Credit Score?

By Credit Diva of Dallas 07 Jan, 2021 0 Comments

We've talked about the importance of regularly monitoring your credit score—but is there such a thing as checking it 'too' often?

  • How frequently does your credit score update?
  • If there's no
Continue reading

A Discussion on Race, a Good Credit Score, and Credit Help

By Credit Diva of Dallas 31 Dec, 2020 0 Comments

Before we go into the new year, it's important to remember where we came from to understand how far we still have yet to go.

Being Black in America is a complicated struggle that many don’t

Continue reading

'Should I Pay or Settle?' What Credit Repair in Dallas Texas Suggests

By Credit Diva of Dallas 24 Dec, 2020 0 Comments

If you are struggling with debts piling up, you’re not alone. According to Pew Research, eight out of ten Americans have debt. Debt can be overwhelming, but it doesn’t have to ruin your life. In

Continue reading