You probably have tradelines on your credit report and don’t even know it. They may be working for you or working against you depending on the usage history of the tradeline. As with anything on your credit report, timely payments, age, and credit limit and use all determine whether a tradeline is
When confronted with an opportunity that seems too good to be true, it is easy to have doubts and get to searching the internet to find the “catch.” Authorized user tradelines are one of these such instances.
Purchasing authorized tradelines allows a person to add length to his or her credit
Why You May Need Credit Repair Services
Life’s big moments require planning. Going to college, buying a home or a new car, starting your own business - smart people do not just jump blindly into these big life events. A lot of research and planning is involved in any considerable financial
Building Credit the Right Way
Bad credit closes doors, great credit opens them: but what if you have no credit? Do you not get a door at all? Graduates, millennials, and divorcees whose spouses handled all the credit building payments are only some of the people who might not have a credit history.
Here’s How We Can Help
Credit repair is the process of fixing poor and subprime credit scores so they can become acceptable, good, or excellent (super prime). A credit repair service helps a person who has poor credit by using their expertise to communicate with the credit bureaus, coach good
If you have been reading the Credit Diva of Dallas blog, then you know that it is very expensive to have poor credit. The interest rates, additional fees, and lost opportunities add up to thousands of dollars a year. Is the opposite true? Can good credit earn you money? It depends on how you use
Credit card debt can quickly spiral out of control, ruining your credit and limiting your options. Once you’ve found yourself with thousands of dollars in credit card debt, it might seem like an impossible task to pay off the cards while also providing for your other expenses.
Certain credit cards provide great perks for power users who have figured out the tricks to getting the most from their cards. Perks can range from free airline miles to points and cash back offers. These benefits can add up, and if the cards are used correctly, they will add positive history to
We’ve all been there. Disaster strikes and you need cash, fast. PayDay loans charge on average 400% APR, and quickly spiral out of control and become too expensive and hard to repay. So what do you do? Many Americans opt to borrow from their 401k.
If you are trying to build your credit, or fix a low credit score, you might be wondering whether paying rent will help your credit score. Rent is a crucial payment every month after all, so shouldn’t it count?
What can you do to maintain a good credit score and the benefits that come with it? A better credit score helps you now and in the future when you're ready to retire--and beyond!
If you've never set
Credit card management requires the right strategy to use cards smartly and boost your credit score. They can be a great financial tool, but they can also lead to excessive spending and bad credit
Are you wondering, “should I fix my credit score?” That 3-digit score can make or break your retirement and many financial decisions in between!
A high credit score doesn't happen without working for
Should you heed advice from the best credit repair Dallas offers as you grow older or at any point in your retirement? Maintaining good credit is critical at any age—even through retirement.
While
