Credit Diva Blog

'How Do I Remove Charge-Offs From My Report to Fix My Credit?'

By Credit Diva of Dallas 19 Nov, 2020 0 Comments

Sometimes, unexpected expenses or emergencies happen that causes us to fall behind on our bills. It's also entirely understandable that you may have just completely forgotten about that department store credit card you only used one time.

We all get lured in by the promise of a discount now and

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Auto Loans Are High Risk When You Need Credit Repair, Dallas!

By Credit Diva of Dallas 12 Nov, 2020 0 Comments

In our current economic climate, dealerships are doing just about everything they can to sell more cars.

  • Some companies result in spamming consumers, filling your mailbox or email with advertisements that promise big sales or discounts.
  • They claim they can get you into your brand new (or used)
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'Should I Fix My Credit?' When to Get Credit Help in Dallas

By Credit Diva of Dallas 05 Nov, 2020 0 Comments

'How exactly does my debt impact my credit? What can I do to fix my credit?'

If you've been asking yourself these questions of late, Dallas, you're not alone. In this economy and during this pandemic, the struggle is most definitely real.

People have fallen on challenging circumstances when it

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'Will Canceling a Credit Card Fix My Credit?'

By Credit Diva of Dallas 29 Oct, 2020 0 Comments

Having a plethora of credit cards is part of a robust financial portfolio, but sometimes you may need to cancel a credit card. 

  • You may have questions as to what the proper protocol is and how to go about doing it.
  • You may even question whether you should cancel a credit card at all or just leave
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Loans Are Getting Harder to Get: Do You Need Credit Repair, Dallas?

By Credit Diva of Dallas 22 Oct, 2020 0 Comments

With the Coronavirus pandemic still hovering over the economic landscape, many changes are taking place across the United States. Interest rates are one thing that has seen tremendous change.

The rock-bottom rates are a shift from formerly sky-high rates and have many people thinking it may be an

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The Difference Between Good Debt and Bad Debt | Credit Help Tips

By Credit Diva of Dallas 15 Oct, 2020 0 Comments

You are probably familiar with people referring to 'good debt' and 'bad debt,' but what do those terms really mean? Are there some neat categories we can put our debts into, or is it more complex than that? Let’s look at how we typically look at debt and discover a new way of determining whether a

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Credit Repair, Dallas, Is Taking Longer Than Ever! Prepare Now

By Credit Diva of Dallas 08 Oct, 2020 0 Comments

During these uncertain times, having excellent credit has never been more critical. Because of the worldwide Coronavirus pandemic, economic structures are struggling under the weight of vast unemployment and uncertainty.

Millions of Americans are without work—while others are unsure what the future

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Protect Your Credit Score in a Pandemic With These Credit Help Tips!

By Credit Diva of Dallas 01 Oct, 2020 0 Comments

When the Coronavirus pandemic swept across the globe, no one knew the extent of the impact. This virulent illness wreaked havoc in the lives of millions worldwide. Other consequences that couldn’t be predicted from the outset but are evident now. One such consequence is the economic crisis that

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'Should I Pay off My Card Completely Each Month?' Credit Help Tips

By Credit Diva of Dallas 24 Sep, 2020 0 Comments

When you're working to build credit, it can be confusing how much of your credit you should use or not use for the best results.

As a rule, you should never carry more than 30% of your credit as a

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'What Happens to My Card If a Store Closes? Will It Fix My Credit?'

By Credit Diva of Dallas 17 Sep, 2020 0 Comments

With a rise in bankruptcies and retail store closings in 2020, you might be wondering what happens to your store credit card and account if your favorite retailer is no longer in business. From clothing stores to other chains and small retailers, businesses in Dallas and around the country are

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How Budgeting the Best Credit Repair in Dallas TX Helps Boost Your Credit Score!

By Credit Diva of Dallas 25 Jun, 2021 0 Comments

What can you do to maintain a good credit score and the benefits that come with it? A better credit score helps you now and in the future when you're ready to retire--and beyond!

If you've never set

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Tips to Manage Credit Cards and Pay Bills On Time

By Credit Diva of Dallas 18 Jun, 2021 0 Comments

Credit card management requires the right strategy to use cards smartly and boost your credit score. They can be a great financial tool, but they can also lead to excessive spending and bad credit

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4 Financial Moves That You Can Enjoy When You "Fix My Credit!"

By Credit Diva of Dallas 11 Jun, 2021 0 Comments

Are you wondering, “should I fix my credit score?” That 3-digit score can make or break your retirement and many financial decisions in between!

A high credit score doesn't happen without working for

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Keeping a Good Credit Score through Retirement: 4 Useful Tips From Credit Repair Dallas

By Credit Diva of Dallas 03 Jun, 2021 0 Comments

Should you heed advice from the best credit repair Dallas offers as you grow older or at any point in your retirement? Maintaining good credit is critical at any age—even through retirement. 

While

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